Archive for May, 2015

Fitts Insurance Is Moving On June 1st

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It’s an exciting time at Fitts Insurance!  On June 1st WE ARE MOVING to start a new chapter in our history!

Why, after all these years are we making this change?  Several reasons.

  • We are expanding and have outgrown our current office space.
  • We need a larger, more modern and professional environment to meet our needs.
  • Mostly because it will enable us to serve you, our clients, better.

Our new Southborough offices feature:




Our new location will be easier and more accessible to more of our client base and even our Framingham clients may find it quicker to get to us now.  We are only 5 miles from our Union Avenue office, just over the town line in Southborough.

2 willo side

Come visit us at our new location after June 1st!

2 Willow Street, Suite 102, Southborough, MA 01745





Click the blue link for directions from 40 Union Ave, Framingham, MA 01702 to 2 Willow St, Southborough, MA 01745

Grill Safety Tips for the Summer

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from the Hartford Insurance Company


grillGrilling has become as much a part of American life as baseball and Mom’s apple pie. It brings people together to enjoy the outdoors, gives food unique flavors, and keeps our kitchens cooler (and cleaner) in hot weather.

Still, it’s important to remember that an estimated 5,700 grill fires occur on residential properties each year in the U.S. And, more than half occur in the months of May, June, July and August. Remembering a few simple tips can help keep your grilling safe and enjoyable this summer, and anytime you grill.

  1. For Outdoor Use Only. While it may seem that everyone knows this common sense tip, the fact is that many people still don’t realize gas and charcoal grills can produce carbon monoxide in amounts that can result in illness or death if there is not enough ventilation. For both health and safety reasons, never use your grill indoors, or in a garage, breezeway or porch. If you’re grilling while traveling on vacation, don’t use a grill or hibachi in a tent, camper or vehicle.
  2. Grill Placement is Key. To help avoid the possibility of a structure fire, be sure to give your grill plenty of space, away from your home, condo or apartment. Move it out from under eaves, awnings, overhangs, or carports. Also move it away from brush, dead leaves and overhanging branches. Make sure the grill is on a level surface and stable.
  3. Have the Right Tools and Wear Appropriate Clothes. Use long handled utensils. Wear flame retardant mitts if you need to get close to burners or flames. Tuck in or avoid shirts with long-hanging tails. If your chef’s apron has strings, keep them tied in back of you.
  4. Clean Up the Buildups. To reduce the possibility of flare-ups, remove grease or fat accumulations on a regular basis from the bottom of the grill and the drip pans.
  5. Keep an Eye On It. Once lit, never leave a grill unattended and don’t attempt to move it. A grill can remain hot for up to an hour after use, so keep children, pets and any activities or foot traffic at a safe distance, even after the grill has been turned off.

Propane Grill Safety

  • Just Bought a New Grill? It’s worth a few minutes to read through the manual. Learn about how to properly use any features that are new to you, as well as any special instructions the manufacturer provides for cleaning, safety and maintenance.
  • Firing Up an Older Grill for the Season? Check the condition of your propane tank and look closely at gas tank hoses for cracks or other signs of wear and tear. Make sure burners and venturi tubes are clear of dirt and debris that may have accumulated while the grill was in off-season storage.
  • Light Cautiously. Keep the lid open to avoid build-up of gas. If the grill doesn’t ignite immediately, turn off gas and let ventilate thoroughly before trying again.

Charcoal Grill Safety

  • Getting Started. Use only starter fluid made specifically for charcoal, never gasoline or kerosene. Once lit, don’t add starter fluid to coals. Keep your charcoal fluid stored away from the grill and out of the reach of children.
  • Keep Your Distance. Use long-handled utensils to move coals around and for cooking to help keep a safe distance from heat.
  • Cool Down. Be sure to let coals cool completely before disposing and make sure you have a designated area for disposal.

Drive Green: Help the Environment—and Your Wallet

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from The Hartford Insurance Group


8 Easy Green Driving Tips


car save


You don’t need to spend a fortune on a hybrid to drive green. Making even a small improvement to your car’s fuel efficiency can make a big difference to the environment. Here are a few green driving tips to reduce the carbon footprint of the car that’s already sitting in your driveway – and in the process, to save money.


Get a tune-up for the environment Proper maintenance can have a big impact on how much gas you use. The payback for repairs varies, but fixing a serious problem like a malfunctioning oxygen sensor can improve fuel efficiency by as much as 40 percent.

Pay attention to your tires The next time you need tires, consider buying low rolling resistance (LRR) tires. Rolling resistance is essentially the energy that your tires consume as they compress under the weight of your vehicle, and LRR tires can improve fuel efficiency by 1.5 to 4.5 percent.Even with standard tires, proper inflation can make a big difference: The Department of Energy estimates that underinflated tires waste 1.2 billion gallons of gasoline per year. Once a month, use a gauge (not your eyes) to check each tire’s pressure. (Most hardware and auto supply stores carry them for around $15.) You’ll find the correct inflation number (noted as PSI, or pounds per square inch) in the owner’s manual—don’t go by the number listed on the tire itself, as that reflects the maximum pressure the tire can withstand.And remember this green driving tip: The tire pressure fluctuates with the temperature. For every 10-degree drop in outside temperature, tire pressure goes down 1 PSI. So you may have to treat your tires differently in January than you would in June.

Lose the junk in the trunk Those miscellaneous items that we all haul around can add up to lots of extra weight—and a hundred pounds equals about a 2 percent reduction in gas mileage.

Update your oil Engines on newer car models (those less than 10 years old) often require lightweight oil such as 0W20 or 0W30. (The lower the number before the W, the easier the engine will start in cold weather. The number after the W represents the oil’s thickness.) Not only will thicker oil reduce your car’s fuel efficiency because more energy is needed to push through it, but the heavier oil can fail to lubricate the small spaces in a modern engine.

Adjust your octane Many drivers (9 million by some estimates) mistakenly believe that pumping premium gasoline in their tank will help their engines run better; some drivers periodically opt for higher grades (91 octane and above), thinking it will help them clean out the car’s fuel system. In both cases, this is a wasted effort. If your car wasn’t designed to run on high-octane gas (94 percent of cars on the road today are designed to run on regular), using it will cause more unburned fuel to get into the emissions system, interfering with its ability to prevent noxious fumes. Premium gas also requires more energy to refine, so buying it when you don’t have to is bad for the environment at both the production and consumption ends of the market.

Go green when you need to cool off On short trips and when driving around town, keeping your windows down is more efficient than using the air conditioner. At highway speeds, use the air conditioner, as open windows and sunroofs create drag when you’re moving fast. A green driving tip: Using the vents is the most fuel-efficient cooling option of all.

Drive gently “Jackrabbit” starts and screeching stops are hard on your automobile and increase fuel consumption. Flooring the gas pedal just once can emit as much carbon monoxide as half an hour of normal driving. And slow down: Every car has an optimal range for fuel economy, generally from about 25 to 65 mph. (Check your owner’s manual for this range.) For every 5 mph over this range that you drive, you’re reducing fuel efficiency by about 7 percent.

Be eco-friendly, even when parked Gas can evaporate even from a closed tank—and heat speeds up the process, so park in the shade when possible. By doing so, you’ll also reduce the amount of energy needed to cool your car when you start driving.