Archive for August, 2014

Keep your home in top condition – and your premiums down

A responsible homeowner addresses maintenance items before they become problems. Keeping a good coat of paint on the house and trim prevents moisture from penetrating wood and causing decay and mold and insect issues.

Consumers have faced rapidly escalating Homeowners insurance premiums as of late. In some cases, they’ve had trouble getting coverage, particularly if they have filed several claims.

To reduce the possibility of future losses, you can take a number of precautions, including: More

Protect yourself from on-line crime

At the rate cyber crime is spreading, it’s now just a matter of time before you are impacted by some form of cyber attack. Identity Theft Protection and assistance services are highly recommended. In the meantime, do what you can to limit your exposure to on-line crime. Here are some helpful tips:

Any time you get online, including while you take online classes, you run the risk of having your identity stolen. Be vigilant and protect yourself with seven tips.

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Back to school shopping: Insurance

The children are back at school. Together with the many lifestyle changes that they (and you) will be making this time of year, remember that it’s also important to give your insurance a tune-up.

A recent industry report recommends considering these items when Johnny or Sally leaves the nest:Moving back to school More

What’s the difference between an on-line insurance provider and an insurance agency?

Just as one might use a CPA to prepare their income taxes or an attorney to help them with their estate planning, many choose to use an insurance agency to write their insurance policies. This choice is mainly made because a person feels they need professional advice during the process. Of course, everyone will have different needs and circumstances surrounding their purchase, and this is why an insurance professional’s advice can be an invaluable asset. If you’re debating buying insurance online versus through insurance agency, then you should ask yourself a couple of questions: More

Deducing deductibles? Elementary, my dear Watson!

To determine the deductible that provides the greatest value for your insurance dollar, we believe Sherlock Holmes might have made a great insurance agent. Although insurance can sometimes seem complicated, choosing the best deductible for your personal situation can prove an elementary decision. More