Archive for November, 2013

Mobile Rhino App Protecting Your Tablet

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The use of technology has blown up in the last decade and the constant use of social media and networking has pushed consumers to stay connected. Smart phones and tablet users have increased tenfold. Its reported from a consumer research firm that 35% of desktop users and 32% of laptop users report using their computers less in favor of their tablet (Nielsen).

The iPad is the top selling tablet on the market due partly to the fact that it created the market. Due to their importance, these devices hold not only a tangible value for consumers but also an intangible value. To many, these devices are vital in daily routines. With proper protection, consumers can be assured that their devices are safe as is the important information kept within them. Apple Inc. provides a protection service (Applecare) for its products but it is limited. Apple care provides protection against Accidental Damage, Mechanical Malfunction, and Electrical Malfunction. Unlike the Mobile Rhino App, it does not cover Theft, Loss, or Digital life such as ID Theft. Mobile Rhino App also offers discounted prices to Business and Education (Student and faculty) users. Mobile Rhino App currently only covers iOS products but will soon cover Blackberry, Android, and Windows products. For more information and a coverage comparison chart, click here.

PROTECTING YOUR BUSINESS: THE CGL SOLUTION

In today’s “litigation society,” you face lawsuits that could cripple your bottom line or even put you out of business based on anything from a fire on your premises to an allegation of libel by a competitor.gavel

Commercial General Liability (CGL) insurance provides financial protection against damage or injury caused by something that your business did, or perhaps didn’t do.

Your CGL policy covers a variety of exposures:

  • Premises and Operations Legal Liability pays for injuries or property damage on your premises, as well as those that occur outside your place of business.
  • Products and Completed Operations Legal Liability covers injury or property damage resulting from someone using your products, or real or alleged faults as a result of work your business has completed. More

DAMAGE TO YOUR COMPANY’S REPUTATION?

Identifying and preventing the incidences that might harm your firm’s reputation can be a challenge at best. The explosive expansion of web-based communications and social media has aggravated the risks of reputational damage, while dramatically reducing response time to counter these threats.

According to Reputation Review 2012, a report from Oxford Metrica sponsored by Aon P.L.C., a public company runs an 80% chance of suffering a reputational risk that can cost at least 20% of its equity value in any month over a five year period. Privately held companies face similar risks. More

Winterizing Your Car

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Yes, it’s that time again — time to fish the snow tires and ice-scraper out from the depths of your garage. Here are some additional ways to help protect you and your car this winter:

• Use snow tires or chains for icy conditions.

• In extreme temperatures use an engine heating system.

• Make sure the rear window defroster works.

• Install winter wipers and make sure the wind-shield washer is full of non-freezable fluid.

• Check the radiator antifreeze; have it refilled if necessary.

• Check the battery, belts, and brakes.

However, the most important thing for you to remember this winter season is to avoid driving in storms. Although the idea sounds straight forward enough, the National Weather Service says 70% of fatalities related to ice and snow occur in automobiles. Once your car is prepared for the winter weather, call us. We’ll be sure your insurance is ready for the season as well.