Archive for March, 2013

How much is your Personal Property Really Worth?

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Many people don’t think they have a lot of value in their personal property. Sure, there’s the big-screen TV, laptop or tablet computer, and maybe the home theater system, but the rest is just clothes, furniture, tools, dishes, and stuff. Most of it will probably end up in the garbage or at a garage sale.

However, what we as insurance agents learn is that after a loss (when policyholders compile a list of their damaged and destroyed property and what it would take to replace it) they often find the cost stunning. We don’t want you to discover that you were under-insured, especially when it’s too late.

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Texting and Driving is a HUGE problem

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Unless you’ve had your head in the sand over the past 4 or 5 years, you’re probably tired of hearing how dangerous texting and driving is. We’re all well aware that it has quickly become a leading cause of car accidents and auto-related fatalities. So? Smoking is a leading cause of lung cancer, we’ve known that for 30 years, yet people are still smoking. Sure you say you’re all about safe driving and you claim that you don’t text and drive, but how truthful are you being to yourself? You’re still glancing at your phone now and then when you hear that little notification tone. Maybe you didn’t respond, but you still looked away from the road. Do you text with kids in the car? Let’s not even go there.

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